Insurance Companies We DO Accept

Here is a list of insurance companies that we DO take that DO NOT require a referral, that means you can come directly to PT first without seeing an MD,  easy peasy!

  • Blue Cross Blue Shield of Montana
  • Pacific Source
  • Mountain Health Co-Op
  • Stillwater Mine Allegiance Plans

Here is a list of insurance companies that we DO take that DO require a referral:

  • Blue Cross Blue Shield of California, Massachusetts
  • Allegiance (Stillwater Mine is the exception)
  • Medicare
  • VA Triwest
  • Tricare
  • EBMS
  • Worker's Comp:  MT State Fund, Intermountain Claims, Travelers, MSGIA
  • United Healthcare:  We do accept UMR but we are "out of network" so you may end up paying more than at an "in network provider".
  • GEHA:  We do accept GEHA but we are "out of network" so you may end paying more than at an "in network" provider. 

If your insurance does require a referral (referred to as a prescription) for phyical therapy it must be from an MD, NP, PA or DO for it to be acceptable. 

Insurance We DO NOT Accept

It is always a tough decision to drop certain insurance companies because we know that is a barrier for our patients to access care.  However, sometimes we have to based on the quantity of paperwork required (pre authorization), amount of "red tape" (visit limitations) and poor reimbursement rates.  

We DO NOT accept:

  • Medicaid
  • Healthy Montana Kids
  • ChampVA
  • United Healthcare Medicare Advantage
  • Humana 
  • Many worker's comp not listed above (text or email us for specifics)
  • Any motor vehicle or personal liability claims

Not seeing your insurance company?

If your insurance isn't listed here, feel free to email us a photo of it to billing@406gsm.com and we can let you know if we accept it or not.  Some smaller employee plans are umbrelled by larger companies. 

Prompt Pay Discount

We offer a discounted rate for folks that do not have insurance or that have a high deductible plan.  Click here for more details on our Prompt Pay Discount.